UniBul’s Payment Gateway
At UniBul, we provide a solid payment gateway to e-commerce merchants in a wide variety of industries. Here is what you can expect to get:
- Simple, straightforward set-up.
- Acceptance of all major card brands.
- Processing in multiple currencies.
- Compatibility with dozens of shopping carts.
- Built-in virtual terminal.
- Full PCI compliance.
UniBul’s payment gateway will integrate seamlessly with your shopping cart and connect your e-commerce website to your merchant account to enable you to accept credit card payments (and e-checks, if you need it) online, quickly, reliably and securely. Furthermore, your payment gateway features a multifunctional virtual terminal to enable you to process payments by key-entering your customers’ payment details, as you receive them over the phone or by mail, directly into our payment processing system.
Take Payments Online and Over the Phone
UniBul’s payment gateway makes taking credit and debit card payments (and e-checks, if you need them) a simple, secure and affordable task. We give you the tools and security you need for fast, reliable and safe transmission of transaction information between your website and the payment associations of Visa and MasterCard. Here is how our payment gateway works, from the moment your customer clicks on the “Place Order” button at the checkout to the receiving of the payment confirmation:
- The customer enters her card information for payment.
- The data are SSL-encrypted and sent to your website’s server.
- The payment gateway collects the information, SSL-encrypts it once again and transmits it to the acquiring bank’s server.
- The acquirer, in turn, sends the data on to Visa or MasterCard, as may be the case.
- The card network transmits the data on to the card issuer.
- The issuer either approves or rejects the transaction and sends its response back to the acquirer.
- The acquirer routes the issuer’s decision on to the payment gateway.
- The payment gateway transmits the issuer’s response to your website where it is displayed to your customer.
If the issuer has approved the transaction, the payment is completed. If it has rejected it, procedures vary, but you should ask your customer for an alternative form of payment. For Discover and American Express cards, the process is much simpler, as the issuer is the same as the acquirer, which means that stages 4 through 6 above would be combined into one.
The UniBul Advantage
When you set up a payment gateway and merchant account with UniBul, you will be accepting payments online quickly and securely. Our services are built to save you time and money and come with a variety of features:
- International credit card processing:
- Accept all major card brands: Visa, MasterCard, American Express, Discover, Diner?ÇÖs Club, JCB, China UnionPay and more.
- Accept debit cards.
- Accept e-checks.
- Accept payments from customers worldwide.
- Flexible settlement options and settlement in multiple currencies.
- Fast payout. Funding schedules are decided on a case-by-case basis, but most of our payment gateway accounts come with weekly payouts, with daily funding available to some qualified merchants.
- Fraud detection and prevention:
- Identify and stop suspicious and potentially fraudulent transactions with our powerful fraud prevention services.
- Address Verification Service (AVS).
- Card security code verification (CVV2, CVC 2 and CID).
- Support for 3-D Secure services, including Verified by Visa and MasterCard SecureCode.
- Online account management:
- Examine and manage transactions, configure account settings, review and download reports and account statements and more from a password-protected merchant reporting website.
- Retrieve the details of your transactions for reporting and reconciliation needs.
- Create as many user accounts as you need and assign permissions to control account access.
- Data protection:
- Fully PCI-DSS-compliant payment gateway for a secure processing of sensitive customer data.
- With UniBul, your customers can be confident that their information is safe.
- Grow your business:
- Place the free UniBul Verified Merchant Seal on your website for greater credibility.
- Accept cards through our payment gateway on your website with a direct merchant account to assure your customers that you are a well-established and well-run business.
- Customize the look of your checkout page to further enhance your company’s brand, either on your own website or by using a custom hosted payment form.
- Expert, always-on merchant support:
- Web-based client support center.
- Telephone support.
- Online chat.
- E-ticket system.
- Email support.
- Recurring and subscription payment support:
- Charge returning customers using the information you already have on file for them.
- Recurring payment billing for automatic handling of ongoing subscriptions.
- Dynamic recurring billing to enable you to charge your customers different amounts or on different days each month.
Whether you are just starting your business or have been going on for years, UniBul is giving you some of the industry’s best merchant accounts and a solid, reliable payment gateway. We work with businesses in just about every industry, both low- and high-risk.
For more details, contact us now and we will get right back to you with some details on what we can do for you. We look forward to helping you accept credit cards online safely and reliably.
What Our Clients Say about UniBul
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.
