High Risk Virtual Terminal
As a specialist in international card-not-present payment processing, at UniBul we understand very well the importance of a solid, dependable high risk virtual terminal. Every time you key-enter your customer’s payment information, whether or not you have her on the phone, everything should work flawlessly, as there is no room for error. This is the reason we have built our merchant accounts a way that ensures that you never miss a sale. Our credit card processing service simply works, every time! Send us a note now and we will show you what we can do for you.
Once we’ve reviewed your information, we will get right back to you with details on the payment processing solution we can offer you. Depending on your particular requirements, we may have multiple options available, in which case we will analyze each one of them for you, so that you can make an informed decision. Once we’ve decided on the type of set-up, we can have you all set-up in a few days!
Accept Payments through a Virtual Terminal
At UniBul we have made accepting credit card payments and e-checks simple, secure and affordable. Our high risk virtual terminal gives you the tools and security you need for fast, reliable and secure transaction processing directly on our secure website. Here is a sample of what you will get:
- Accept credit cards, as well as e-checks and other payment methods, if required.
- Secure transaction process — our service is fully PCI compliant.
- Free, always-on client support.
- Free fraud detection and management tools.
- Free UniBul seal for greater customer confidence and higher sales.
- Automatic payouts into your bank account.
- Money received in as few as 1 – 2 days (your payout schedule will be decided during the underwriting review).
- A reliable acquiring bank to represent your interests in transaction disputes and chargebacks.
- Full control over your payment processing activity with a dedicated merchant account.
Moreover, our high risk virtual terminal and merchant accounts come with a powerful built-in web-based reporting service, which gives you a comprehensive look into your processing activity, including:
- Customizable transaction ranges and the option to export processing data for a more detailed examination.
- Customizable product groups to enable you to review data by product type, division, affiliate, partner, etc.
- Segmentation by user type to customize your reports to the particular needs of CFOs, fraud analysts, chargeback managers, etc.
There is much more that our high risk virtual terminal has to offer. Contact us now to get the details.
What Is Virtual Terminal?
Virtual terminal is the web-based equivalent of the point-of-sale (POS) credit card acceptance terminal. It does exactly the same thing, which is to collect the transaction information, encrypt it for protection against hackers, transmit it securely to the payment processor and then communicate the processor’s authorization response back to the merchant.
The only real difference is that, rather than reading the customer’s payment information from her card’s magnetic stripe or chip, the virtual terminal does it from a payment form, which is filled out by the merchant in a browser. So a virtual terminal resembles an e-commerce payment processing set-up, except that in the latter case the payment form is filled out directly by the customer.
A great thing about our high risk virtual terminal is that it can be accessed from anywhere internet connection is available, either from a computer or a smartphone. You can set up multiple user accounts for your employees and assign different levels of control.
How We Help You Succeed
When you set up a high risk virtual terminal and merchant account with UniBul, you will be able to process payments quickly and securely. Our solutions are designed to save you time and money and come with a variety of great features:
1. International credit card processing:
- All major card brands: Visa, MasterCard, American Express, Discover, China UnionPay, JCB, Diner’s Club and more.
- Debit cards.
- E-checks.
- Accept payments from customers worldwide.
- Flexible settlement options. Our payment processing solution is built to ensure fast settlement in multiple currencies, a sample of whom are shown below.
- Fast payout. Funding schedules are decided on a case-by-case basis, but our high risk virtual terminal often come with weekly payouts, with daily funding available to qualified merchants.
2. Fraud detection:
- Detect and prevent potentially fraudulent transactions with our powerful fraud prevention services.
- Address Verification Service (AVS).
- Card security codes (CVV2, CVC 2 and CID).
- Support for MasterCard SecureCode and Verified by Visa.
3. Web-based account management:
- Review and manage transactions, configure account settings, view and download account statements and reports, and more through a password-protected merchant reporting website.
- Retrieve the details of your processed transactions for reporting and reconciliation purposes.
- Set up as many user accounts as you need with permissions to control account access.
4. Data protection:
- Fully PCI-compliant high risk virtual terminal for a secure processing of sensitive customer data.
- With UniBul, you and your customers can be confident your information is secure.
5. Grow your business:
- Place the free UniBul Verified Merchant Seal on your website for a higher credibility.
- Take credit cards through our high risk virtual terminal on our website, but with your very own direct merchant account to assure your customers that you are a well-established, well-run business.
6. Free, 24 / 7 merchant support:
- Online merchant support center.
- Toll-free customer support by telephone.
- Online chat feature.
- Well-supported e-ticket system.
- Fast email support.
7. Recurring and subscription payment processing. Recurring billing is an incredibly convenient and easy-to-use service, built into our high risk virtual terminal, for submitting and managing subscription-based or installment transactions. Create payment plans manually or within your web checkout form. Here is what you will get:
- Bill repeat customers using the account information you have stored on file for them.
- Automatic handling of ongoing subscription payments. Once a subscription begins, no additional input is required for as long as the subscription is active.
- Dynamic recurring billing to enable you to charge your customers different amounts or on different days each month.
- Improved security by eliminating the need to store sensitive customer data on your computers, reducing the risk of data breaches.
- Enhanced loyalty by providing customers with a flexible, time-saving billing plan using either a credit card or a checking account.
- Reduced costs through the elimination of the need for manual billing. Additionally, recurring billing helps you manage your subscriptions with email notifications of the expiration of a credit card or subscription plan.
Our Application Process
Your high risk virtual terminal application process will be initiated as soon as we’ve received all the necessary paperwork, which consists of the following documents:
- Application form, which can be downloaded here.
- Certificate of Incorporation or an equivalent document.
- Copy of the owner’s passport or another valid national ID.
- Copy of your business license, where applicable.
- Copy of a voided business check or, if unavailable, a bank letter.
- Six latest monthly processing statements with your current or latest processor.
- Three latest monthly bank statements.
- Copy of a recent utility bill, showing your address.
Once we’ve received your application package, we will initiate the underwriting review and you will be accepting credit cards shortly. We want to get your high risk virtual terminal and merchant account up and running as quickly as possible and with your assistance we will do just that!
The UniBul Advantage
At UniBul, we work exclusively with high-risk businesses and we are always looking for new merchants to take on board. We firmly believe that every business which is properly incorporated in its country and has all the necessary documents and licenses deserves a merchant account, regardless of the risk label Visa or MasterCard may have attached to in. Our expansive network of acquiring banks, spread out all over the world, ensures that we have a solution available for every industry. And at UniBul we will be happy to work with you and set up your high risk virtual terminal!
What Our Customers Are Saying
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.
