High Risk Merchant Account High Risk Merchant Account

High Risk Merchant Account

Simple, low-cost pricing model.
Fast, straightforward set-up.
Round-the-clock client support.
Daily or weekly payout.
  • Accept All Major Cards Standard — Optional —
  • High Risk Tolerance
  • High-Volume Operations
  • International Businesses
  • TMF-ed Organizations
  • Hard-to-Place Merchants
  • Multi-Currency Settlement

Customer Testimonials

"I am so glad I found your company. I've never found a better service in the past. I've had credit card processors over the past few years, the first one was okay, but did not deliver what they promised, the last one basically took me for a ride. So far UniBul Merchant Services Has delivered on everything. Thanks again!" Karen, North Star Resort
"We needed a unique payment system to process varied amounts depending on how much our clients advertise on Pongr mobile platforms in any given month. UniBul Merchant Services helped us navigate the gateway processing world and worked with our team to ensure the solution would meet everyone's requirements." Jamie, Pongr.com
"I am so glad I found your company. I've never found a better service in the past. I've had credit card processors over the past few years, the first one was okay, but did not deliver what they promised, the last one basically took me for a ride. So far UniBul Merchant Services Has delivered on everything. Thanks again!" Karen, North Star Resort
"We needed a unique payment system to process varied amounts depending on how much our clients advertise on Pongr mobile platforms in any given month. UniBul Merchant Services helped us navigate the gateway processing world and worked with our team to ensure the solution would meet everyone's requirements." Jamie, Pongr.com

UniBul’s High Risk Merchant Account Solution

At UniBul we provide credit and debit card processing solutions to high-risk and international businesses, including merchants that have been placed into the Terminated Merchant File (TMF), also known as MATCH list (please scroll down for a list of some of the industries that we can accommodate). We offer solid, dependable merchant accounts, which just work!


High Risk Merchant Account


We provide high risk merchant accounts, which come with a variety of payment processing services and with domestic, U.S.-based, and offshore set-up. However, our international solutions are by far the most popular. We have built a global network of acquiring banks, which allows us to match your business with the best bank for your circumstances.

Our Application Process

Here is how our process works:

  1. To get started, you fill out this questionnaire and email it to us at [email protected], along with the following paperwork:
    • Processing statements from your existing processor for the latest six months.
    • A utility bill for your business at the address stated in your application.
    • Business bank statements for the latest three months.
    • Corporation documents for your business.
    • A copy of the owner’s passport.
  2. We select an acquiring bank, based on the provided information. Our primary criteria when selecting an acquirer for your business are that they:
    • Have solid experience with high-risk merchants.
    • Are dependable and trustworthy.
    • Have a good reputation in the industry.
    • Are discrete in their dealings with their clients.
  3. We get back to you, usually within a day or two, with our specific proposal.
  4. If you accept our proposal, you sign the processing agreement and email it back to us.
  5. We initiate the set-up process and, within a day or two, send you detailed instructions to guide you through it. If you need technical help, we will assist you.
  6. Once you are connected to our acquiring system, you are ready to start accepting payment cards.

Our proposal to organizations with existing merchant accounts is that you let us show you what we can do for you. We will find a payment processing solution for your business. If you like it, you can test it for a month or two. We are certain that you will enjoy doing business with us, but on the off chance that you don’t, you can simply terminate the agreement and resume processing through your old arrangement. Or you can keep us as a back-up option. The point is that we will do our best to win your business, but will not impose any restrictions on you.

Credit Card Options and Currency Support

Through our extensive network of acquiring banks, we are able to offer a wide, and expanding, range of credit card processing options. You will be able to accept the major credit card brands, including:


High Risk Merchant Account


Our high risk merchant accounts offers you a choice of settlement currency. Our payment gateway can process credit cards in the local, familiar, currency of your customers, to ensure that no sale is lost at the checkout. Here is a sample of the currencies we support:


High Risk Merchant Account

Who Do We Work With?

Our high risk merchant accounts are available to a wide variety of businesses. The industries that we serve include, but are not limited to, the following:

  • Adult websites and products.
  • Affiliate marketing programs.
  • Auto rentals.
  • Bail bondsmen.
  • Buying / shopping clubs and wholesale clubs.
  • Coin shops.
  • Computer stores.
  • Contractors.
  • Detective services.
  • Door-to-door sales.
  • Downloadable software.
  • Escort and massage services.
  • Gravestone / monuments.
  • Hair restoration services.
  • High volume / high ticket.
  • Home-based business.
  • Industrial supplies.
  • Infomercials.
  • Insurance products.
  • Investment opportunities.
  • K2 incense.
  • Kiosks.
  • Marijuana dispensaries.
  • Mortgage services / securities sales.
  • Multi-level marketing (MLM).
  • Night clubs, lounges, discos and dinner theaters.
  • Outbound / inbound telemarketing and phone solicitation.
  • Pawn shops.
  • Telecommunications equipment sales.
  • Ticket sales.
  • Timeshare sales and marketing.
  • Travel.
  • Used auto sales.
  • Weight loss centers and programs.
  • Credit repair (ACH).
  • Financial consulting.
  • Dating websites.
  • Forex trading.
  • Sports consulting.
  • Recurring billing.

If you don’t see your industry listed above, that doesn’t mean that we don’t serve it. It’s just that there are way too many of them to be listed here. So contact us now and tell us more about your needs. We will then contact you within hours with our proposal.


High Risk Merchant Account

What Our Customers Are Saying


UniBul is ranked 4.5 out of 5 based on 159 user reviews.

UniBul enables American and international businesses to accept payments for the things they sell on their websites.


Stephen A. says about UniBul: “Thanks a lot — you guys are great! I had worked with a couple of processors before you, but only had headaches with them: account freezes, payouts not received on time, etc. No such issues with UniBul — everything has been going smoothly!”


Josh T. says about UniBul: “I have to say that it’s a real pleasure to be able to work with a company like UniBul that knows how to get high risk done!”


James K. says about UniBul: “I’m taking a moment to express my gratitude for your fast, thoughtful responses to my inquiries. In the past I have lost a ton of money with vendors that I could not reach and when I did, they told me that the fees they charged were hidden somewhere in my agreement’s fine print and refused to refund my money. It is really difficult to find someone like UniBul who makes an effort to do customer service properly! Thank you!”


Karl S. says about UniBul: “We have been looking for more than 6 months for a payment processor to give us good terms on an offshore merchant account and no one has been able to give us better terms than UniBul has. Thank you so much for your effort and great help!”

Read more reviews here.

High Risk Merchant Account

High Risk Merchant Account

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