Financial Services Merchant Account
Getting approved for a merchant account can be quite challenging when you are selling financial services. Mainstream credit card processors are certain to be concerned about the potential for high levels of customer disputes and chargebacks. But here you’ve come to the right place. UniBul is not a mainstream processor — we specialize in servicing industries, which others consider high-risk. We offer a solid, dependable financial services merchant account to both newly-established and experienced businesses. With UniBul, you will get a solution that just works!
Our financial services credit card processing solution is designed for businesses offering the following services:
- Forex trading.
- Debt collections.
- Investment opportunities.
- Financial consulting.
- Credit repair.
- Financial software.
Whether you are looking for a payday loan ACH processing or a merchant account for forex trading or securities sales, our wide network of acquiring banks will ensure that you will start accepting credit cards in no time. Your search for a financial services merchant account is over and payment processing with UniBul is simple. Just fill out the form below to get started.
Once we have received your inquiry, we will select the optimal type of financial services merchant account and will get back to you within hours with details on what we can do for you and what we will need to initiate the underwriting review. You will find more details about the application process below.
Supported Payment Card Brands and Currencies
Our financial services merchant accounts enable you to accept Visa and MasterCard cards online and over the phone. Other card brands, as the ones shown below, may be available, depending on your requirements and the type of set-up.
Settlement is available in U.S. dollars and the other major currencies — GBP, euros, etc — as well as in other currencies, as shown below, once again depending on the particular set-up and your requirements.
Payment Processing Fees and Payout Schedule
At UniBul, we understand that, when looking for a financial services merchant account, the processing rates and payout schedule are among the most important factors, along with service reliability. Well, our pricing terms are not carved in stone, but are determined on a case-by-case basis to take account of your business’ strengths and to ensure that you don’t overpay for our service. Among the factors, which will influence your card rates are your processing volume and history, chargeback and decline rates, industry and geographical location.
The same factors will be taken into account when determining your payout schedule. You can expect to have your money deposited into your bank account either on a daily basis (it could be three days in arrears) or weekly (usually, one week in arrears). Whatever your payout schedule may be, you will always have your money deposited on time.
Virtual Terminal
In addition to taking payments on your website, you will be able to accept credit cards over the phone. Your payment gateway will feature a virtual terminal to allow you to manually key-enter your customers’ payment information directly into the payment form. The virtual terminal will allow you to create as many individual users as you may need.
Furthermore, the virtual terminal will enable you to create customer accounts and schedule payments to be billed on an ongoing basis. Whether it is open-ended billing for a subscription-type service or installment billing for a one-time purchase, UniBul can offer a payment option to help you close the sale.
Financial Services Merchant Account Application Package
To ensure a fast and painless application process, we ask that all financial service providers send the following documents as a complete application package:
- Merchant account application.
- Articles of Incorporation / Registration or an equivalent document.
- Valid government photo ID — passport or a driver’s license.
- Business utility bill from the past 30 days.
- Personal r??sum?? or CV for the business owner.
- Six latest credit card processing statements with your current or latest processor.
- Business license, where required by law.
- Three latest business bank statements.
- Voided check or a signed bank letter.
We have made the review of each financial services merchant account application a fast and straightforward process. Once we’ve received your application package, we will immediately initiate the underwriting review. Once approved, we can get you up and running in 1 – 2 business days.
Get Started Now!
To get started, you can download the financial services merchant account application form from the link above, fill it out and email back to us, along with the other required documents. Or, and for most of you that might be the better way to go about it, you can complete the short form below, give us some basic details about your business, and we will contact you within a few hours with information on what we can do for you. So contact us now and get started!
What Our Customers Are Saying
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.
