High Risk Merchant Account Services

UniBul’s High Risk Merchant Account Services

At UniBul, we provide high risk merchant account services with:

• High approval rates.
• Acceptance of merchants placed on the TMF list.
• Reasonable pricing terms.
• Highly reliable acquiring banks.
• High chargeback tolerance.
• International acceptance.
• Multi-currency processing.
• Secure high risk payment gateway.
• Multifunctional virtual terminal built into the gateway.
• Always-on merchant support.
• Fast payouts.

There is a lot more that UniBul has to offer, but the best thing about our merchant accounts is that they just work! If you manage a high risk eCommerce business, then you know how challenging it can be to get a dependable credit card processing. Traditional processors turn you down and most others are offering you unacceptable terms of service. Well, UniBul specializes in high risk and we’ve been working with businesses like yours for close to a decade. Contact us now and let us show you what we can do for you.

UniBul’s Application Process

Getting started with UniBul’s high risk merchant account services is as easy as 1-2-3:

1. Contact us. One of our knowledgeable credit card processing expert will discuss your needs and explain the options we have for you.
2. Get approved. Our huge network of acquiring banks enables us to design a solution for a great range of high risk businesses.
3. Start accepting card payments. Once our underwriters have approved you, we can get your high risk merchant account services all set up in two business days, typically with weekly payouts.

High Risk Basics

There are many reasons why your business may be considered high risk, but here are the most common traits:

• High risk industry, as defined by your acquirer (see list below).
• High transaction volume.
• High average ticket.
• Card-not-present transaction environment.
• High chargeback ratio.
• High ratio of declined transactions.
• Geographical location.
• Lack of payment processing experience.
• Poor personal or business credit history.
• Placement on the TMF list.

A few of the above-listed characteristics are sufficient to earn you a “high risk” designation on their on, while most are only considered when combined with others. Now here is a list of industries considered high risk:

How Our Merchant Accounts Benefit You

UniBul’s high risk merchant account services bring many benefits to your business, such as:

High risk payment gateway. Our fully PCI-compliant payment gateway gives you the infrastructure and safety you need for fast, dependable and secure transmission of payment data between your website and the networks of Visa and MasterCard.

Offshore merchant accounts. Offshore payment processing is the best option for may types of high risk merchants. It comes with fewer restrictions and enables you to realize some savings.

Multi-currency processing. Users of UniBul’s high risk merchant account services can accept payments in many currencies and settle their transactions in more than a dozen of the world’s major currencies, including U.S. dollars, G.B. pounds, euros, etc.

3-D Secure payment processing. 3-D Secure services provide an additional layer of security to online transactions by requiring the cardholder to authenticate herself using a password she had previously set-up with Visa, MasterCard or American Express. Merchants who implement 3-D Secure protection are not held responsible for certain types of chargebacks.

Get Started Now

If you need safe, reliable and reasonably priced high risk merchant account services, contact us now to speak with one of our knowledgeable payment processing specialists.

What Our Clients Say about UniBul

Read more reviews here.