E-Commerce Credit Card Processing

E-Commerce Credit Card Processing

Getting approved for an e-commerce credit card processing merchant account can often be a frustrating experience. All types of web-based retail are considered “high risk” by Visa and MasterCard, which immediately makes traditional processors wary about possible high rates of customer disputes and chargebacks. And if your business happens to be in the “wrong” industry, they may reject you, before even taking one look at your application paperwork. To make things worse, the processors which might consider working with you are likely to do so on unfavorable terms.

Well, at UniBul we have made e-commerce credit card processing our specialty — in fact, we do little else. We provide highly reliable and reasonably priced e-commerce credit card processing merchant account services to both start-ups and experienced businesses. Here is what you get:

• Fast application approvals.
• Simple account set-ups.
• Reasonable processing fees.
• Secure payment processing.
• No monthly processing caps.
• Acceptance of all major card brands.
• Complete PCI compliance.
• Solid, dependable payment gateway.
• Built-in virtual terminal.
• Daily or weekly payouts.
• Always-on client support.

At UniBul, we have made our e-commerce credit card processing merchant account application process a fast and straightforward one. Once we’ve received your application documents, we will immediately initiate the underwriting process and can have you approved in as few as two days. Once approved, you will be ready to start taking credit card payments shortly thereafter.

Payment Cards and Currencies

Our e-commerce credit card processing merchant account solution enables you to accept Visa and MasterCard as well as, if you want it, many other card brands, both on your website and by phone. Some of the card brands we support are listed below:

You can process credit card payments in dozens of different currencies and you can settle your daily batches in any of the major currencies, including U.S. dollars, G.B. pounds, euros, Swiss francs and other currencies, some of which are shown below:

Your payout schedule will be determined during the underwriting process. You can expect to have your money deposited directly into your designated bank account either on a weekly basis (typically with one week in arrears) or, for well qualified applicants, daily (Usually with three days in arrears). Whatever your payout schedule, you will always be getting your funds deposited as agreed and on time.

Our Payment Gateway

UniBul’s dependable payment gateway provides the platform you need for fast and safe payment processing. Here is a sample of the features and benefits of our payment gateway:

• Accept all major credit cards, debit cards and, if needed, a variety of other payment methods.
• Identify and decline suspicious and potentially fraudulent transactions with our robust fraud prevention tools.
• Review and manage transactions, configure account settings, review and download reports and account statements and much more through our reporting website.
• Set up just as many user accounts as you need, with different levels of permission to control account access.
• Fully PCI-compliant platform for a secure credit card processing of sensitive customer information.
• Display the free UniBul Verified Merchant Seal on your website for an enhanced credibility with your customers.

Moreover, our e-commerce credit card processing merchant account allows you to set up and manage recurring payment plans right from our virtual terminal, which comes as part of the payment gateway package. Here is a short list of what you will be able to do:

• Charge repeat customers using the information you have stored on file for them.
• Automatic processing of subscription payments. Once a subscription plan is started, no additional input is needed until the it is canceled.
• Dynamic recurring billing to allow you to charge your customers different amounts or on different days each month.
• Enhanced security by eliminating the need to store sensitive customer information on your own servers, limiting your liability in possible data breaches.
• Greater customer loyalty by offering a flexible, time-saving billing plan, for which customers can sign up with either a payment card or a checking account.
• Lower costs through the elimination of manual billing.
• Send out email notifications for the expiration of a customer’s credit card or subscription plan.

UniBul’s High-Risk Solution

At UniBul, our e-commerce credit card processing merchant account solutions are designed for businesses that are considered high risk, including merchants that have been placed on the TMF / MATCH list. Here is a short list of the industries we serve:

UniBul’s Application Package

For a fast and straightforward e-commerce credit card processing merchant account application process, we ask that you provide the following paperwork as a complete package at the beginning of the underwriting review:

• Fully filled out and signed application form — we will email you the appropriate form at the beginning of the process.
• Certificate of Registration / Articles of Incorporation or an equivalent document for your business.
• Government-issued photo ID, such as a passport or a driver’s license.
• Recent utility bill — no older than 30 days from the application date.
• Business owner’s CV or r??sum??.
• Six latest payment processing statements.
• Business license, if required by law.
• Three latest bank statements.
• Voided check or, if not available, a signed bank letter.

Start Your Application Now!

At UniBul, our e-commerce credit card processing merchant account application review is fast, simple and straightforward. Once we’ve received the documents listed above, we will immediately initiate the underwriting review, so you can start accepting credit and debit cards just as quickly as possible. So get in touch now and let’s get your application process going!

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