Personal Injury Merchant Account
Getting approved for a personal injury merchant account can be an incredibly frustrating experience. Your industry is labeled “high risk” by Visa and MasterCard, which makes all traditional payment processors wary about possible high levels of customer disputes and chargebacks — even before they’ve taken a single look at your paperwork. To make it worse, the few processors which would consider working with you are very likely to charge you an arm and a leg for their services.
Well, at UniBul we have made high risk payment processing our specialty — so much so that we do little else. We provide highly reliable and reasonably priced personal injury merchant account solutions to both start-ups and more experienced businesses. Here is what you get:
- Fast application approvals.
- Straightforward account set-ups.
- Reasonable processing rates.
- Secure payment processing.
- No monthly processing limits.
- Acceptance of all major cards.
- Full PCI compliance.
- Solid payment gateway.
- Daily or weekly deposits.
- Expert merchant support.
At UniBul, we have made the personal injury merchant account application process a fast, simple and straightforward one. Once we’ve received your application package, we immediately initiate the underwriting process and can have you approved in as few as 2 – 3 days and you will be ready to start taking credit card payments shortly afterward.
Supported Cards and Currencies
Our personal injury merchant account solution enables you to accept Visa and MasterCard, as well as, should you need it, many other card brands, both over the phone and on your website. Some of the card brands we support are seen below:
You can process transactions in dozens of different currencies and you can settle your daily batches in any of the major currencies, including U.S. dollars, euros, G.B. pounds, Swiss francs and other currencies, some of which are shown below:
Processing Fees and Payout Terms
We know that, when evaluating your personal injury merchant account options, the proposed payment processing fees and payout schedule are two of the most important factors you would be considering. Well, to ensure that you get the most favorable available terms, we don’t keep a one-size-fits-all kind of pricing, but instead our terms are set on an individual applicant basis, to take account of your strengths, as displayed in your paperwork. Our pricing decisions are based on factors, such as your processing history and volume, chargeback ratio, location and decline rates.
Your payout schedule will also be set during the underwriting process. You can expect to have your money deposited directly into your designated bank account either on a weekly basis (usually with one week in arrears) or, for well qualified applicants, daily (typically with three days in arrears). Whatever your payout schedule, you will always get your money deposited as agreed and on time.
UniBul’s Payment Gateway
UniBul’s reliable payment gateway gives you the tools and security you need for fast, reliable and secure credit card processing. Here is a small sample of the features and benefits of our gateway:
- Accept credit cards and, if needed, a variety of other payment methods.
- Identify and prevent suspicious and potentially fraudulent transactions with our customizable fraud prevention solutions.
- Review and manage transactions, configure account settings, view and download account statements and reports and much more through our merchant reporting website.
- Set up as many user accounts as you need, with varying permissions to control account access.
- Fully PCI-compliant solution for a secure payment processing of sensitive customer data.
- Place the free UniBul Verified Merchant Seal on your website for an enhanced credibility.
Furthermore, our personal injury merchant account enables you to set up recurring and installment payment plans right into our virtual terminal, which comes as part of our payment gateway platform. Here is a short list of what you will be able to do:
- Charge repeat customers using the information you have stored on file for them.
- Automatic processing of subscription payments. Once a subscription plan begins, no additional input is needed until the plan is canceled.
- Dynamic recurring billing to allow you to bill your customers different amounts or on different days each month.
- Improved security by eliminating the need to store sensitive customer data on your servers, minimizing your liability in possible data breaches.
- Enhanced customer loyalty by offering a flexible, time-saving billing plan, for which they can sign up with either a credit card or a checking account.
- Lower costs through the elimination of manual billing.
- Manage customer subscriptions with email notifications for the expiration of a card or subscription plan.
Our Application Package
For a fast and straightforward personal injury merchant account application process, we ask that you provide the following paperwork as a complete package at the beginning of the process:
- Filled out and signed application form — we will email you the appropriate form at the start of the process.
- Articles of Incorporation / Certificate of Registration or an equivalent document.
- Government-issued photo ID, such as a driver’s license or passport.
- Recent utility bill — no older than 30 days of the application date.
- Business owner’s CV or r??sum??.
- Six latest processing statements.
- Business license, if applicable.
- Three latest bank statements.
- Voided check or, if unavailable, bank letter.
Start Your Application Now!
At UniBul, our personal injury merchant account application process is simple and straightforward. Once we’ve received the paperwork listed above, we will immediately initiate the underwriting process, so you can start accepting credit and debit cards just as quickly as possible. So contact us now and let’s get the application process going!
What Our Customers Are Saying
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.
