Marriage Services Merchant Account

Marriage Services Merchant Account

Getting approved for a marriage services merchant account can be incredibly difficult. Your industry is considered “high risk” by Visa and MasterCard, which automatically makes all traditional credit card processors wary about high rates of customer disputes and chargebacks — even before they take one look at your paperwork. To make things worse, the few processors that would consider working with you are likely to charge you an arm and a leg for their services.

Well, at UniBul we have made high risk credit card processing our specialty and we do little else. We provide highly dependable and reasonably priced marriage services merchant account solutions to both start-ups and experienced businesses. Here is what we offer:

• Speedy application approvals.
• Straightforward set-ups.
• Affordable processing rates.
• Secure credit card processing.
• No monthly processing caps.
• Acceptance of all major card brands.
• Complete PCI compliance.
• Great virtual terminal.
• Fast, daily or weekly payouts.
• 24 / 7 client support.

At UniBul, we have made the marriage services merchant account application process a fast, simple and straightforward affair. Once we’ve received your application paperwork, we immediately start working on it and can have you approved in as few as two days and you will be ready to start accepting credit card payments shortly afterward.

Supported Card Brands and Currencies

Our marriage services merchant account solution allows you to accept Visa, MasterCard and, should you need it, many other credit and debit card brands, both by phone and on your website. Some of the supported card brands are seen below:

You can accept payments in dozens of different currencies and we are giving you the option of settling in any of the major currencies, including U.S. dollars, G.B. pounds, Swiss francs, euros and other currencies, some of which are shown below:

Processing Costs and Payout Terms

We know that, when evaluating your marriage services merchant account options, the proposed credit card processing fees and payout schedule are two of the most important factors you would be considering. Well, to ensure that you get the best available terms, we don’t maintain a one-size-fits-all type of pricing, but instead our terms are determined on an individual applicant basis, to take account of your business’ strengths, as seen in your paperwork. Our pricing decision will be based on factors, such as your processing volume and history, chargeback ratio, location and decline rates.

Your payout schedule will also be determined during the underwriting review. You can expect to have your money deposited into your designated bank account either on a weekly basis (typically with one week in arrears) or, for well qualified merchants, daily (usually with three days in arrears). Whatever your payout schedule, you will always get your funds deposited as agreed and on time.

UniBul’s Virtual Terminal

UniBul’s great multifunctional virtual terminal is at the very heart of our marriage services merchant account, as it gives you the platform, which allows you to accept your customers’ payments. Our virtual terminal offers the convenience and security you need for fast, reliable and secure payment processing and more:

• Identify and prevent suspicious and potentially fraudulent transactions with our fraud prevention services.
• Review and manage transactions, configure settings, examine reports and statements and much more directly from our client reporting website.
• Retrieve the details of your transactions for reporting and reconciliation needs.
• Create as many user accounts as you need and assign different levels of account access.
• Fully PCI-compliant solution for a secure processing of sensitive customer data.
• Place the free UniBul Verified Merchant Seal on your website for an enhanced credibility.

Additionally, our marriage services merchant account allows you to set up recurring and installment payment plans right into our virtual terminal, for processing and managing subscription-based or installment payments. Here is a short list of what you can do:

• Charge repeat customers using the information you have already stored on file for them.
• Automatic processing of subscription payments. Once a subscription plan starts, no additional input is needed for the duration of the subscription plan.
• Dynamic recurring billing to allow you to charge your customers different amounts or on different days each monthly cycle.
• Improved security by eliminating the need to store sensitive customer information on your servers, minimizing your liability in possible data breaches.
• Improved customer loyalty by offering them a flexible, time-saving billing plan for which they can sign up with either a payment card or a checking account.
• Lower costs through the elimination of manual billing. Furthermore, recurring billing helps you manage your customers’ subscriptions with email notifications for the expiration of a card or subscription plan.

UniBul’s Application Package

For a fast and straightforward application process, we ask that you provide the following paperwork as a complete package at the beginning of the process:

• Marriage services merchant account application — we will email you the appropriate form at the start of the process.
• Certificate of Registration / Articles of Incorporation or an equivalent document.
• Government-issued photo ID, such as a passport or a driver’s license.
• Recent utility bill — no older than 30 days of the application date.
• Business owner’s CV or r??sum??.
• Six most recent processing statements with your latest service provider.
• Business license, if required by law.
• Three most recent bank statements.
• Voided check or bank letter.

Start Your Application Now!

At UniBul, our marriage services merchant account application process is fast and straightforward. Once we’ve received the requested paperwork, we will immediately begin the underwriting process, so you can start accepting credit and debit cards just as quickly as possible. So get in touch now and let’s get the application process under way!

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