UniBul’s Continuity Merchant Account
Getting approved for a continuity merchant account can be quite a challenge. Your industry is categorized as “high risk” by Visa and MasterCard, which automatically makes traditional payment processors wary about high levels of customer disputes and chargebacks. Consequently, many processors are either unwilling or unable to work with you and the few that would consider your application are likely to offer you unfavorable terms of service.
Well, in contrast, at UniBul we specialize in high risk credit card processing, in fact we do little else. We provide highly reliable and reasonably priced continuity merchant account solutions to both experienced and start-up businesses. Here is what you can expect to receive:
- Speedy approvals.
- Straightforward account set-ups.
- Reasonable processing rates.
- Secure transaction processing.
- No processing limits.
- Multi-currency processing and settlement.
- Full PCI compliance.
- Multifunctional virtual terminal.
- Fast payouts.
- Expert client support.
At UniBul, we have made the process of applying for a continuity merchant account a fast, simple and straightforward affair. Once we’ve received your application package, we can have you approved in as few as 2 – 3 days and you will be ready to start taking credit card payments shortly thereafter.
Cards and Currencies
Our continuity merchant account enables you to accept Visa, MasterCard and many other credit card brands, both over the phone and on your website. A small list of the available card brands is seen below:
We are giving you the choice of a settlement currency: any of the major currencies, including U.S. dollars, G.B. pounds, Swiss francs, euros, is an option, as well as other currencies, some of which are listed below:
Processing Fees and Payout Terms
We know very well that, when evaluating your continuity merchant account options, the proposed payment processing fees and payout schedule are among the most important factors you are considering. Well, to ensure that you get the best terms available, we don’t have a one-size-fits-all type of pricing, but our pricing terms are instead determined on a case-by-case basis, to reflect each individual applicant’s strength, as seen in their paperwork. Our pricing decision will take account of your processing volume and history, chargeback rate, location and decline rates.
Your payout schedule will also be set during the application review. You can expect to have your funds deposited into your bank account either weekly (typically with one week in arrears) or, for well qualified applicants, daily (usually with three days in arrears). Whatever your funding schedule, you will always get your money deposited as agreed and on time.
Our Virtual Terminal
UniBul’s virtual terminal is at the very heart of our continuity merchant account, as it provides the platform, which enables you to accept your customers’ payments. Our virtual terminal gives you the convenience and security you need for fast, reliable and secure credit card processing:
- Detect and prevent potentially fraudulent transactions with our suite of fraud prevention services.
- Examine and manage payments, configure account settings, review and download account statements and reports and much more through a password-protected merchant reporting website.
- Retrieve the details of your transactions for reporting and reconciliation purposes.
- Set up as many user accounts as you need with varying levels of account access.
- Fully PCI-compliant solution for a secure processing of sensitive customer information.
- Display the free UniBul Verified Merchant Seal on your website for an enhanced credibility.
Moreover, our continuity merchant account enables you to set up recurring and installment payment plans directly into our virtual terminal, for processing and managing subscription-based or installment transactions. Create recurring payment plans manually or within your web checkout form. Here is a short list of what you can do:
- Charge repeat customers using the account information you have already stored on file for them.
- Automatic processing of subscription payments. Once a subscription plan begins, no additional input is required for the duration of the subscription plan.
- Dynamic recurring billing to enable you to charge your customers different amounts or on different days each billing cycle.
- Enhanced security by eliminating the need to store customer information on your servers, minimizing the risk liability from possible data breaches.
- Improved loyalty by offering customers a flexible, time-saving billing plan using either a payment card or a checking account.
- Reduced costs through the elimination of manual billing. Additionally, recurring billing helps you manage your customers’ subscriptions with email notifications for the expiration of a credit card or subscription plan.
UniBul’s Application Package
To ensure a fast and straightforward underwriting process, we ask that all continuity applicants provide the following paperwork as a complete application package at the beginning of the process:
- Continuity merchant account application — we will email you the appropriate form at the beginning of the process.
- Articles of Registration / Incorporation or an equivalent document.
- Government-issued photo ID, such as a driver’s license or a passport.
- Recent utility bill — no older than 30 days of the application date.
- Business owner’s CV or personal r??sum??.
- Six latest processing statements with your latest service provider.
- Business license, if required by law.
- Three latest bank statements.
- Supplier’s agreement, if applicable.
Start Your Application Now!
At UniBul, our continuity merchant account application process is simple and straightforward. Once we’ve received the requested documentation, we will immediately initiate the underwriting process, so you can start accepting credit and debit cards at your call center and on your website just as quickly as possible. So contact us now and let’s get the application process started!
What Our Customers Are Saying
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.
