Adult Video Merchant Account
At UniBul, our expertise is providing dependable and reasonably priced credit card processing services to businesses, which are considered “high risk” by Visa and MasterCard, both domestic and international ones. Our solutions just work, even at the extreme end of the risk scale! We have developed a solid adult video merchant account solution, with a straightforward application approval and simple, fast set-up.
Once your application is approved, your adult video merchant account can be up and running in as little as 2 – 3 days. Payment processing is available in many dozens of currencies and you can settle your daily transaction batches in any major currency, including U.S. dollars, G.B. pounds, euros and other currencies.
At UniBul, we work hard to meet your requirements and build the type of solution that will best serve you. For example, if you simply need to open an additional adult video merchant account, to go along and be used concurrently with the one that you already have, we have no problem with that at all, so long as we get enough of your credit card processing volume to make it worthwhile. The way we see it, before we can demand your full volume, we have to prove that we deserve it. And we will do just that!
What we ask of you is to tell us what your objective is and we will ensure that we achieve it. Once we know exactly what is expected of us, we will initiate the application review by asking you for the following documents:
- Application form. We will email you the right form at the start of the process. Just fill it out as thoroughly as possible, sign and email it back to us, along with the other items that follow.
- Processing statements. For our underwriting needs, we ask that you give us your six most recent credit card processing statements with your current or latest adult video merchant account provider. In these statements, we will be examining four things in particular:
- Processing volumes. The volume your business generates every month will have a direct bearing on the terms of service, such as processing rates and payout terms, which we will offer you.
- Growth rate. We will be looking into whether your card processing volumes are going up, down or are mostly flat. As you might expect, increasing volumes would translate into more favorable terms for you. However, we will be more than happy to process your payments, even if your volumes are stagnant or decreasing.
- Chargeback level. This is one of the most important factors. Ideally, you would have your chargeback ratio firmly under control, in which case you would have a great shot at qualifying for the best payment processing rates we can give you.
However, as we all know, we don’t live in a perfect world just yet and your chargeback ratio might well be in “excessive” territory — usually that means a ratio that is over 1 percent. In such cases, we would still be able and willing to work with you, through our high chargeback merchant account solution, only on somewhat less favorable terms.
But be sure that, once your application is approved and you have started using your adult video merchant account, we will work with you to get your chargeback ratio back down to more “normal” levels and, once we’ve achieved our objective, we will reward you with a lower payment processing rate.
- Decline rate. Your rate of declined authorizations is an important indicator for the overall health of your operations and may throw light on your chargeback problem, if you have it.
- Supporting paperwork. As part of the underwriting review, we will ask you to provide documentation, which you would have readily available. More specifically, we will need the following items:
- Certificate / Articles of Incorporation or an equivalent document for your business.
- Copy of the business owner’s driver’s license / passport / national ID card.
- Copy of your business license, if applicable.
- Voided check or, if unavailable, a signed bank letter.
- The 3 latest bank statements for your business.
- Recent utility bill — it should be no older than a month from the date on which you signed the application.
- Additional paperwork. Finally, be advised that it is likely that later on during the application review we may need some additional documentation and we may also ask you to provide information about something or other. This is just standard underwriting procedure, so be prepared and your prompt response will hugely help us to quickly wrap up the process.
Getting approved for a high risk payment processing service can be quite challenging for the applicant business, as many of our merchants keep telling us. However, once they’ve found UniBul, their perspective quickly changes. See, at UniBul, we specialize exactly in high risk processing and have made the underwriting process as simple and painless as it should be. The bottom line is that, as long as we can count on your full assistance, you will have your adult video merchant account within a week of sending your full application package.
So get in touch with us now and give us some basic, off-the-top-of-your-head information about your business operations. One of our high risk payment processing experts will quickly get in touch with you to discuss your specific payment processing needs and to explain the options we have available for you. Once we have agreed on the optimal set-up for your business and you have agreed with the terms of service, we will promptly initiate the application review and you will soon have your adult video merchant account up and running and be able to accept credit and debit cards for payment!
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UniBul enables American and international businesses to accept payments for the things they sell on their websites.
