High Volume Merchant Account
At UniBul we know how difficult it can be to find a solid, dependable and reasonably priced high volume merchant account. You’ve told us that so many times! When dozens or hundreds of customers are trying to place an order on your website, all at the same time, everything must work flawlessly — there is absolutely no room for error! Well, that is why, when we built our high volume merchant account solution, we placed reliability at the top of our list of priorities, so that every time your customer clicks on the “Make Payment” button, you can turn the order into a sale. Our payment processing service simply works, every time! Contact us now and we will show you what we can do for you.
Once we’ve received and reviewed your inquiry, we will reply within hours with details on the high volume merchant account we can set up for you. Depending on your specific requirements, there may be more than one option available, in which case we will go over what they are and how they differ from one another, to help you make a better informed decision. Then, once we get started, your application will be handled quickly and the set-up will be fast and straightforward. Typically, the whole process is wrapped up within one to two weeks.
Keys to Your Success
Our high volume merchant account will help you maximize your sales, through the following service features:
- Real-time payment authorizations, which are programed to ask your customers to use another card if the first one is declined.
- Quick scalability, so that your customer never has to wait at checkout for an authorization.
- Account validation capability when you don’t intend to bill the card until some later time.
- Automatic back-order processing — no need to contact your customer.
- Detailed reports for transactions with declined authorizations to give you the information you need to close each sale.
Additionally, our high volume merchant account comes with a full-feature online reporting functionality to give you a detailed look into your transaction processing activity, including:
- Customizable time ranges and the ability to export data for a further analysis.
- Customizable reporting groups, so that you can analyze data by type of product, business division, partner, affiliate, etc.
- Specialization by type of user to adapt each report to the unique needs of CFOs, chargeback analysts, fraud managers, etc.
There is much more that our high volume merchant account has to offer. Contact us now and we will be happy to go over the details.
Benefits of Working with UniBul
When you set up a high volume merchant account with UniBul, you will get:
- Recurring billing. Depending on what your payment plans may require, you will be able to automatically charge your customers’ cards each month, either for an open-ended contract or, when the number of payments is pre-defined, until the full amount of a single purchase is paid.
- Chargeback management. We specialize in processing card-not-present transactions and understand how important it is to keep chargebacks to a minimum. We have built a process to help you do just that.
- Expert client support. We know that, when you have an issue, you want to have it resolved right away, which is why all of our high volume merchant accounts come with 24 / 7 customer support access.
- Flexible settlement options. Our credit card processing platform integrates with your order management system to ensure fast settlement. You will have the option of settling in a currency of your choice, with some of the options listed below:
- Acceptance of all major card brands. Here is a sample of the brands which we support:
- Fast payout. Your funding schedule will be determined during the underwriting review, but our high volume merchant accounts often come with daily payouts for U.S.-based businesses.
UniBul’s Application Process
Your high volume merchant account application will be reviewed as soon as we’ve received all the required paperwork. Processing times vary, as industry regulations require us to handle some industries more carefully than others. Still, usually we get it all done within one to two weeks. To begin the application process, we will need the following paperwork:
- Application form. It is available for download here. Please make sure you fill it out completely and give us as much detail as you can, then sign and initial where indicated and email the form back to us, together with all the documents listed below.
- Your Certificate of Incorporation or an equivalent document.
- A copy of the business owner’s government-issued ID — a passport or driver’s license would work just fine.
- A copy of your business / operating license.
- A voided business check for your bank account in which you will want your money to be deposited. Alternatively, you can substitute with a bank letter — if you do that, make sure it is signed by a bank representative.
- Your six latest monthly processing statements with your current or latest payment processor.
- Your three latest monthly bank statements.
- A copy of a utility bill, showing your address, which must be no older than 30 days of the date on which you signed the application.
We may need some additional documentation or information later on during the application review. This is standard procedure, so be prepared to follow up promptly on our requests and help us go through the process as quickly and smoothly as possible. We want to get your high volume merchant account up and running just as quickly as possible and with your assistance we will do just that!
TMF / MATCH List Considerations
In case your latest payment processing account was terminated, please let us know before we initiate the application review. We will also need to know why your merchant account was terminated. More importantly, if you were placed on the TMF / MATCH list, we will want to know that as well.
Merchants are often reluctant to share such details, fearing that by doing so they would hurt their chances of getting a new merchant account. Well, while it is undoubtedly true that many businesses have had difficult time dealing with a MATCH placement, at UniBul we happen to specialize in working with merchants on the TMF! The thing is that, as the underwriting process and account set-up for such an applicant are quite different from the regular one, we need to know how to proceed. And in any case, once we start reviewing your application, the TMF placement will inevitably pop up, so there is no hiding it. But having this information in advance will save us both valuable time and send us in the right direction. So, if your previous processor placed you on the TMF, don’t hesitate, but contact us now and let’s get started!
Why Choose UniBul?
There are many reasons why most credit card processors are not willing or able to work with high volume, high risk businesses, even when they are very well qualified and this is just the way it is and will not change anytime soon. In their eyes, the higher volume just multiplies the already high risk!
But there are also processors, which specialize in the high risk end of the merchant spectrum and they are always looking for new business to take on board. These processors will be more careful when reviewing your application package and will need your help to a somewhat greater degree than their lower risk counterparts. However, by working closely with them, you will ultimately be helping yourself. And at UniBul we are excited to work with you and set up your high volume merchant account!
What Our Customers Are Saying
UniBul is ranked based on 159 user reviews.
UniBul enables American and international businesses to accept payments for the things they sell on their websites.
